Home Buyers - Find a good home with a secure agreement
Build Equity While You Rent - Start building equity from day one, as a portion of each monthly payment goes toward your future ownership. You’re not just renting—you’re investing in your own home over time.
Test Drive Your Future Home - Live in the property before making a long-term commitment. Experience the home and neighborhood firsthand, ensuring it’s the right fit before you buy.
Secure Your Purchase Price Today - Lock in the purchase price at the start of the agreement. This means if home values increase, you’ll benefit by buying at today’s price, potentially saving thousands.
Flexible Terms for Easier Approval - With rent-to-own, you can enjoy more flexible qualification requirements, ideal for those improving their credit or saving up for a mortgage.
More Time to Save for Your Down Payment - Rent-to-own agreements give you additional time to save up for a down payment, without the pressure of needing it upfront.
Lower Upfront Costs than Traditional Purchases - Instead of a full down payment, rent-to-own usually requires a smaller option fee, making homeownership accessible without large upfront investments.
Minimal Maintenance Costs - In many cases, you won’t be responsible for major repairs and maintenance, providing peace of mind and helping you save.
Potential to Boost Your Credit - Making timely rent payments can help demonstrate financial responsibility, potentially improving your credit and easing your path to a mortgage.
Control Over Your Home - Unlike standard rentals, rent-to-own often grants you more freedom to make small improvements and personalize the property.
Freedom to Walk Away if Needed - If your circumstances change, you have the option not to buy at the end of the lease, allowing you flexibility without being locked into a purchase.
Benefit from Property Appreciation - If the property’s value increases during the lease term, you could buy the home at a lower price than the current market value.
Avoid Market Fluctuations - By locking in your price now, you’re protected from potential increases in the housing market, giving you more control over costs.
More Room for Negotiation - Rent-to-own offers opportunities to negotiate purchase terms that work best for you, with sellers often open to flexible arrangements.
Less Strict Qualification Requirements - Rent-to-own may have fewer qualification requirements than traditional mortgages, making it accessible to those with unique financial situations.
Option Fee that Works in Your Favor - The option fee gives you the right to buy the home and is typically lower than a mortgage down payment, making it easier to get started.
